Moving House - What I wish I'd known
I am a first time buyer and, like a lot of people, I knew that it would be stressful, but I believed that I would be able to do everything and researched it all thoroughly. There are some things that sort of come as standard and I am sure most people know about them. We decided to put the mortgage in place and have it agreed in principle before we found a property to buy and this will ensure that you don't have to pull out of a sale later if you are declined the money for some reason. That would be my first piece of advice. Most banks and building societies will do this over the phone with you and then you would go into a branch to confirm it a few weeks later with a mortgage advisor. That would be my advice because in those three weeks it is likely you will find a property. Also, knowing in principle how much you are allowed to borrow means you narrow your search to properties in that price range. Most banks and building societies have calculators on their websites to allow you ...